Big Oaks House Model
Barangay Lantic, Carmona Cavite

104sqm (1,118.87sq ft) Floor Area 200sqm (2151sq ft) Lot Area
1 Bedroom / 1 Toilet & Bath Downstairs
3 Bedroom / 1 Toilet & Bath/Wide Balcony Upstairs
House is totally detached to Next House
Can be finance thru Bank or In-House

DIMENSIONS:
- Dining / Living Area 34sqm (366sq ft)
- Ground Floor / 2nd Floor Bedroom 9sqm (96.8sq ft)
- Restroom 2.6sqm (28sq ft)
- Kid’s Bedroom 6.6sqm (71 sq ft)
- Master’s Bedroom 13.4sqm (140sq ft)

House Features:
• 4 Bedrooms
• Living Room
• Kitchen
• Dining Room
• 2 Toilets and Baths
• Terrace and Lanai
• Laundry / Service Area
• Provision for 2 Car Garage
• Provision for Front Lawn
• Provision for CATV, Telephone and Air-Conditioning Unit

House Finishes:
• Pre-Painted G.I. Roofing
• Tiled Kitchen Counter with Stainless Steel Kitchen Sink
• Tiled Toilet and Bath
• Ceramic Bathroom Fixtures
• Interior and Exterior Wall Paint Finish

Only P20,000 to reserve a unit.
Low Monthly Amortization of P23,379.733 thru Bank Financing 20yrs @10.5%
For 200sqm Lot, property priced at P2.336M.
For 240sqm lot, Property priced at P2.664M

Option 1: BANK FINANCING

Total Selling Price = Php 2,336,000.00
Legal and Misc. Fees = Php    186,880.00
Total Contract Price = Php 2,522,880.00
Down payment = Php    467,200.00
Less: Reservation = Php     20,000.00
Net Downpayment = Php    447,200.00

Payable in 18mo. = Php     24,844.44

Loanable Amount = Php 1,868,800.00
Add: Legal and Misc. Fees = Php    186,880.00
Total Loanable Amount = Php 2,055,680.00

Monthly Amortization Including Insurance Fees:
Years to Pay
15yrs = Php 25,779.70
10yrs = Php 31,250.45
5yrs = Php 49,191.82

NOTE:
Fire and MRI insurance not included.
Move-in on the 19th to 21st month or after paying downpayment
Processing Fees includes Transfer of Title.
Interest rate is reference only.
Prevailing interest rate will apply upon loan takeout.
Bank terms for OFW is 15 yrs while locally employed has up to 25 yrs.
Developer will process loan. Tied up with Metrobank and UCPB.
Bank maximum approved amount will depend on salary & age (loan maturity is 55 yrs.).

Option 2: IN-HOUSE FINANCING

Selling Price = Php 2,366,000.00
Down payment (20%) = Php     467,200.00
Processing Fee (4.5%) = Php     105,120.00
Total Down payment = Php     572,320.00
Less: Reservation Fee = Php      20,000.00
Net Equity = Php     552,320.00

Payable in 18 months = Php 30,684.44

Total Remaining Balance: Payable Through In-House Financing
80% Balance = Php 1,868,800

Amortization Including Insurance Fees
Years to Pay:
Five (5) years @ 18% = Php 48,305.54
Ten (10) years @ 21% = Php 38,213.53

NOTE:
Fire & MRI insurance not included. Estimated at .0005% of loanable amount.
Transfer of Title cost not included.
Processing fees includes One year Advance Real Property Tax & Insurances,
Advance Homeowners Dues and Documentation/Notarial Fees.
In-house processing will be processed by the Developer. Buyer just need to submit requirements.

Option 3: CASH PAYMENT SCHEME
(Legal & Miscellaneous Fees and Reservation Fee not included in the computation of the discount)
PRICE STARTS AT PHP 2,336,000.00 AND UP

Typical Selling Price = Php 2,336,000.00
Less: Reservation Fee = Php      20,000.00
Selling Price Net of Reservation Fee = Php 2,316,000.00

10% Discount within 7 days
from the date of reservation = Php 2,084,400.00

9.5% Discount within 8 to 30 days
from the date of reservation = Php 2,095,980.00

9% Discount within 31 to 60 days
from the date of reservation = Php 2,107,560.00

8.5% Discount within 61 to 90 days
from the date of reservation = Php 2,119,140.00

For further details, kindly visit my website:
www.cavitehomes.com

For FREE site tripping:
Name: Johnny Chua
E-mail: sales@cavitehomes.com ; asensotayo@yahoo.com
Cel: (+63)917-8617588 / (+63)923-9026965