Rent to own House and Lot,Carmona Estates-(Oakwood House Model)
MOST AFFORDABLE 4 BEDROOM HOUSE FOR SALE IN CARMONA CAVITE – PHILIPPINES
104sqm (1,118.87sq ft) Floor Area 88sqm (946.74s ft) Lot Area
1 Bedroom / 1 Toilet & Bath Downstairs
3 Bedroom / 1 Toilet & Bath/Wide Balcony Upstairs
Balcony is Attached to the Next House
House is Attached Only to Next House at the Back
Low Monthly Amortization of P14,276.83 thru Bank Financing 20yrs @10.5%
Morning Sun units are available. Additional of around P40,000.00
Corner Lots are additional of a minimum of 13 sqm of lot, priced at P1,841,000.00

DIMENSIONS
- Dining / Living Area 34sqm (366sq ft)
- Ground Floor / 2nd Floor Bedroom 9sqm (96.8sq ft)
- Restroom 2.6sqm (28sq ft)
- Kid’s Bedroom 6.6sqm (71 sq ft)
- Master’s Bedroom 13.4sqm (140sq ft)

AMENITIES
-Entrance Gate
-24-Hour Security
-Concrete Road Network
-Basketball Court
-Clubhouse
-Electricity Provided by Meralco
- Swimming Pool
-Centralized Water System
-Shuttle Service
-Chapel

House Features
-Floor Area: 104 sq. m.
- Lot Area: 88 sq. m.
- Four (4) Bedrooms
- 2 Toilet and Bath
- Living Area
- Kitchen Area
- Dining Area
- Laundry / Service Area
- Provision for 2 Car Garage
- Provision for Front Lawn
- Provision for CATV
- Telephone and Air-conditioning Unit

House Finishes
- Pre-painted Long Span Roofing
- Painted Exterior and Interior Walls
-Tiled Kitchen Counter with Stainless Kitchen Sink
-Tiled Toilet and Bath
- Ceramic Bathroom Fixtures

Computations
Option 1:
BANK FINANCING:(EXTENDED 24 months DP)
Selling Price =    Php 1,625,000
Add: Legal and Misc. Fees =  Php 130,000
Total Package Price =  Php 1,755,000
20%  Down payment =  Php 351,000
Less: Reservation =    Php 20,000
Net Down payment =    Php 331,000
Payable in 24mo. (ETP) =  Php 13,791.67 (NO INTEREST)
Total Loanable Amt. =    Php 1,404,000
Monthly Amortization @10%  (Prevailing Bank Rates will apply):
20 yrs = Php 13,548.90
15 yrs = Php 15,087.46
10 yrs = Php 18,553.96
05 yrs = Php 29,830.85

NOTE
•  Fire and MRI insurance not included.
•  Move-in on the 16th to 18th month or after paying downpayment (RFO units)
• Monthly Amortization payments will start on the 25th Month or a month after the last Down Payment
•  Processing Fees includes Transfer of Title.
•  Interest rate is reference only.
•  Prevailing interest rate will apply upon loan takeout.
•  Bank terms for OFW is 15 yrs while locally employed has up to 25 yrs.
•  Developer will process loan. Tied up with Metrobank and UCPB.
•  Bank maximum approved amount will depend on salary & age (loan maturity is 55 yrs.)

Option 2:
IN-HOUSE FINANCING: (EXTENDED 30 Months DP)
•  Selling Price = P 1,625,000
•  Down payment (30%) = 487,500
•  Processing Fee (4.5%) = 73,125
•  Total Down payment = 560,625
•  Less: Reservation Fee = 20,000
•  Net Equity = 540,625
•  Payable in 30 months = 18,020.83

Total Remaining Balance: Payable Through In-House Financing
80% Balance = P1,137,500

Amortization Including Insurance Fees
Years to Pay:
•  Five (5) years = 28,885.02
•  Ten (10) years = 22,742.23

NOTE:
• Fire & MRI insurance not included. Estimated at .0005% of loanable amount.
• Move-in on the 16th to 18th month
• Monthly Amortization payments will start on the 31st Month or a month after the last Down Payment
• Transfer of Title cost not included.
• Processing fees includes One year Advance Real Property Tax & Insurances,
Advance Homeowners Dues and Documentation/Notarial Fees.
• In-house processing will be processed by the Developer. Buyer just need to submit requirements

Option 3:
CASH PAYMENT SCHEME
(Legal & Miscellaneous Fees and Reservation Fee not included in the computation of the discount)
PRICE STARTS AT PHP 1,625,000.00 AND UP
•  Typical Selling Price = Php 1,625,000.00
•  Less: Reservation Fee = 20,000.00
•  Selling Price Net of Reservation Fee = Php 1,605,000.00
•  10% Discount within 7 days<
•  from the date of reservation = Php 1,444,500.00
•  9.5% Discount within 8 to 30 days
•  from the date of reservation = Php 1,452,525.00
•  9% Discount within 31 to 60 days
•  from the date of reservation = Php 1,460,550.00
•  8.5% Discount within 61 to 90 days
•  from the date of reservation = Php 1,476,600.00

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Carmona, Cavite, 4br,
Floor Area: 104 sq. m.
Lot Area: 88 sq. m.
1,625,000M