Pines Townhouse Model
Pinecrest Village @ Carmona Estates
Barangay Lantic, Carmona Cavite
60sqm Floor Area 50sqm Lot Area
1 Bedroom / 1 Toilet & Bath Downstairs
2 Bedroom / 1 Toilet & Bath/Terrace Upstairs
Pag-Ibig, Bank, and In-House Financing are Accepted
Small Family’s Starting-Out Ideal Place
Only P10,000 to reserve for a unit.
Low Monthly Amortization of P9,165.31/mo. thru Pag-Ibig Financing 30yrs @9.5%

House Features:

* Floor Area: 60 sq. m.
* Lot Area: 50 sq. m.
* Three (3) Bedrooms
* 2 Toilet and Bath
* Living Area
* Dining Area
* Kitchen Area
* Laundry / Service Area
* Provision for 1 Carport
* Provision for Front Lawn
* Provision for CATV,
* Telephone and Air-conditioning Unit

House Finishes:

* Pre-painted Long Span Roofing
* Interior and Exterior Wall Paint Finish
* Tiled Kitchen Counter with Stainless Kitchen Sink
* Tiled Toilet and Bath
* Ceramic Bathroom Fixtures

Computations

Option 1: PAG-IBIG FINANCING:
Price Range: P1,060,000.00 to P1,150,000.00

Selling Price = Php 1,090,000.00
Add: Processing Fee = Php 130,800.00
Total Contract Price = Php 1,220,800.00
Less: Loanable Amount to Pag-ibig = Php 1,090,000.00
Required Equity = Php 130,800.00
Less: Reservation Fee = Php 10,000.00
Net Equity = Php 120,800.00
Monthly Equity for 12 months = Php 10,066.67

Monthly PAG-IBIG Amortization:
30 yrs @ 9.5% = Php 9,165.31
25 yrs @ 9.5% = Php 9,523.29
20 yrs @ 9.5% = Php 10,160.23
15 yrs @ 9.5% = Php 11,382.05
10 yrs @ 9.5% = Php 14,104.33
5 yrs @ 9.5%   = Php 22,892.03

NOTE:

• MRI and FIRE Insurance are Not yet included.
• Maximum of 12 months downpayment term for Pag-ibig financing.
• Maximum terms of loan varies depending on Buyer’s age.
• Loan must be paid before Buyer reaches 70 yrs. old.
• Processing Fees includes Transfer of Title, Advance One Year Fire/MRI insurance,
• one year advance property tax and other blueprints.

Option 2: BANK FINANCING:
Selling Price = Php 1,090,000.00
20% Down Payment = Php 218,000.00
Less: Reservation = Php 10,000.00
Net Down Payment = Php 208,000.00
Payable in 12mo. = Php 13,866.67
Loanable Amount = Php 872,000.00
Add: Legal and Misc. Fees = Php 87,200.00
Total Loanable Amount = Php 959,200.00

Monthly Amortization @10.5% Interest (Bank Financing):
20 yrs. = Php 9,576.46
15 yrs. = Php 10,602.99
10 yrs. = Php 12,942.97
05 yrs. = Php 20,616.95

NOTE:
• Fire and MRI insurance are Not yet included.
• Move-in on the 13th to 15th month or after paying downpayment
• Processing Fees includes Transfer of Title.
• Interest rate is reference only.
• Prevailing interest rate will apply upon loan takeout.
• Bank terms for OFW and locally employed is 20 yrs.
• Developer will process loan. Tied up with Metrobank and UCPB.
• Bank maximum approved amount will depend on salary & age (loan maturity is 65 yrs. old)

Option 3: In-House Financing (Inner Unit)

Selling Price = Php 1,090,000.00
Down Payment = Php 218,000.00
ADD: Legal and Misc. Fees = Php 49,050.00
Total Down Payment = Php 267,050.00
LESS: Reservation = Php 10,000.00
Net Down Payment = Php 257,050.00
Payable in 12 months = Php 21,420.83
Total Remaining Balance = Php 872,000.00

• Amortization Excluding Insurance Fees:
10yrs.   = Php 17,434.04
5yrs.      =  Php 22,143.07
NOTE:
• Fire & MRI insurance not included. Estimated at .0005% of loanable amount.
• Transfer of Title cost not included.
• Processing fees includes One year Advance Real Property Tax & Insurances,
• Advance Homeowners Dues and Documentation/Notarial Fees.
• In-house processing will be processed by the Developer. Buyer just need to submit requirements

***Stop Renting! Own your Dream Home.***

CONTACT FOR FREE SITE VIEWING
Name: Johnny Chua
E-mail: sales@cavitehomes.com
Yahoo Messenger: asensotayo@yahoo.com
Contact: (+63)917-8617588 ; (+63)923-9026965
Landline: (02)380-3792
Website: www.cavitehomes.com